Today’s post is the third and final post in this series from Jim Newheiser’s new book, Money, Debt, and Finances.
What Should You Say When They Ask?
When a family member or friend approaches you asking you to cosign or to borrow money, you are probably under a lot of pressure. You need to make your decision based upon what you believe would be most pleasing to the Lord in light of your stewardship of what he has given you (2 Cor. 5:9). If you decide that it would not be wise for you to agree, first pray that the Lord will help you to speak wisely and gently and that your words will be well received. “Sweetness of speech increases persuasiveness… The heart of the wise instructs his mouth and adds persuasiveness to his lips” (Prov. 16:21b; 23; also see 25:1). You might briefly explain why you are unwilling in light of biblical warnings against debt and cosigning, your own stewardship of the resources God has entrusted to you, and your concern that money matters among family members puts relationships at risk. They may not understand or they may even be angry. They 143 may accuse you
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