Recently, a young man in the ministry reached out to me for some financial stewardship advice. I’ll paraphrase his request:

“Bob, watching your life and ministry, I’ve seen the Lord’s blessing on you. As a young man in the ministry, I’m wanting to plan wisely for taking care of my family financially. But, as you know, many of us in ministry—whether biblical counseling, pastoring, or teaching—are not necessarily paid a great deal. Are there some stewardship principles you’ve followed that you could share with me for how you’ve provided for your family financially?”

My response:

“That’s a great question, and one I’ve even wondered about blogging on. But I hesitate because I don’t want to sound like I’ve figured it all out or like I’m bragging.”

After sharing the following principles with my young friend, he encouraged me to share these thoughts more widely. Here goes…in no particular order…

But first, I start with this thanks to the Lord. We’ve never made a lot of money, but God has graciously blessed what we’ve made. All thanks to Him.

#1: Be Patient

 Shirley and I had very little money to start with. Our initial finances remind me of a scene in


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