How many times have you been in a precarious situation, but the person in charge was not concerned? So you took your lead from them and decided that there was no reason for alarm?
I grew up in the same area where I now live. My parents moved away the day I graduated from high school, and I was out of the area at various schools for over a decade. I moved back when I was given the opportunity to work at CCEF. When my wife and I began our house search, I remembered that a neighbor from my hometown had gone into real estate sales, so we tracked him down and asked him to help us. We ended up making an offer on the second house we saw, and it was accepted. It all seemed quite easy, other than the 16% interest rate.
But then, with the closing only three days away, Sheri and I were informed that our down payment would not arrive on time. Earlier, we had loaned money to other family members, and they did not know if they could get the repayment to us fast enough. So we called our friendly agent and he
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